Milestone® Mastercard®: a $1,000 credit limit to build on
An unsecured Mastercard built for less-than-perfect credit, with no security deposit.
- $1,000 credit limit
- No security deposit
- Reports to all 3 bureaus
Apply in minutes on the issuer's secure site.
- Credit limitUp to $1,000
- Security depositNone
- Bureau reportingAll 3
- Card networkMastercard
The Milestone Mastercard at a glance
The Milestone® Mastercard® is an unsecured credit card built for people with less-than-perfect credit who want to build or rebuild their history. Unlike a secured card, it does not require a refundable deposit, and if you are approved you receive a credit line up to $1,000. It is a real Mastercard, accepted everywhere Mastercard is, and it reports to all three major credit bureaus so responsible use is recognized.
Key benefits
- A $1,000 credit limit if approved, with no refundable security deposit to tie up your cash.
- Apply with confidence. If you are not approved, a hard inquiry will not appear on your credit report, so your score is not impacted.
- Reports to all three bureaus. Experian, Equifax, and TransUnion see your on-time payments, which can help your history.
- Real Mastercard acceptance anywhere Mastercard is welcome, in stores and online, plus standard Mastercard protections.
How it works
See if you are eligible
Start your request in a couple of minutes. You will see the offer terms before you commit to anything.
Submit your application
Applications are subject to issuer review, which may include obtaining your credit report, and approval.
Build with on-time use
If approved, use the card responsibly and pay on time. Activity reports to all three bureaus each month.
Ready to see the offer terms for your situation?
Apply on the Issuer's SiteRates and fees
The Milestone Mastercard is built for rebuilding credit, so its pricing runs higher than a prime card. The exact annual fee and terms you are offered depend on your credit profile, and this offer may be unique to the link above. Always review the full terms on the issuer's secure site before you apply.
| Annual fee | $250 in the first year; $99 thereafter |
|---|---|
| Monthly fee | $0 the first year (billed $0 each month); $231 annually thereafter (billed $19.25 each month) |
| Purchase APR | Around 35.9% (see terms) |
| Credit limit | Up to $1,000 if approved |
| Security deposit | None (unsecured) |
| Rewards | None |
Who it is for
A good fit if you
- Are building or rebuilding credit
- Want an unsecured card with no deposit
- Want to check eligibility without risking your score if you are not approved
- Value all-three-bureau reporting
Maybe not if you
- Can qualify for a low-fee or rewards card
- Want cash back or points
- Prefer to avoid annual fees entirely
- Will carry a balance at a high APR
Frequently asked questions
Will applying hurt my credit score?
If you are approved, your new account and a credit inquiry will appear on your credit report. If your application is not approved, a hard inquiry will not appear on your credit report, which means your credit score will not be impacted.
Does it require a security deposit?
No. The Milestone Mastercard is unsecured, so there is no refundable deposit like a secured card. If approved, you receive a credit line set by the issuer, up to $1,000.
What credit do I need?
It is designed for less-than-perfect credit. Applications are subject to issuer review, which may include obtaining your credit report, and approval is not guaranteed. If you recently applied for or already have an Milestone Mastercard, you may not be approved.
Does it report to the credit bureaus?
Yes, to all three major bureaus. Paying on time and keeping your balance low can help you build a positive payment history.
See if the Milestone Mastercard is your fit
$1,000 credit limit · No security deposit · Reports to all 3 bureaus
Start My ApplicationAdvertisementAdvertiser Disclosure
Independent review by CashFlizow. The Milestone® Mastercard® is issued by The Bank of Missouri and serviced by Concora Credit Inc. Applications are subject to issuer review (which may include obtaining your credit report) and approval; to be approved you must meet the issuer's requirements for creditworthiness, ability to pay, and identity verification. If you have recently applied for or already have an Milestone Mastercard, you may not be approved. This offer may be unique and can only be guaranteed when using the link provided; other offers for this card may feature different terms and conditions. Annual fees, APRs, and credit limits vary by applicant. CashFlizow is an independent comparison service and may be compensated when you apply, which never changes your terms. This is an advertisement.