/* CashFlizow — "Glacier Orbit" site stylesheet (source: _build/cashflizow/src/site.css, built by gen.py)
   Phone layout follows the approved reference (Stitch render of the home page, 2026-09-25);
   desktop extends the same components. */

@font-face{font-family:"Geologica";font-style:normal;font-weight:300 800;font-display:swap;src:url("fonts/geologica-latin-var.woff2") format("woff2")}
@font-face{font-family:"Reddit Sans";font-style:normal;font-weight:300 800;font-display:swap;src:url("fonts/redditsans-latin-var.woff2") format("woff2")}
@font-face{font-family:"Reddit Sans";font-style:italic;font-weight:400 600;font-display:swap;src:url("fonts/redditsans-latin-italic-var.woff2") format("woff2")}

:root{
  --white:#FFFFFF; --frost:#F6F9FF; --ice:#ECF5FF; --ice2:#DCEBFA; --line:#D6E4F0;
  --ink:#0C1A22; --body:#34495A; --muted:#5A6D7B;
  --glacier:#1E7E9F; --glacier-deep:#16627C; --ring:#A8D8E8;
  --fjord:#0B1F29; --fjord2:#12303D; --on-dark:#EAF4F8; --on-dark-muted:#A9C3CF;
  --fd:"Geologica",ui-sans-serif,system-ui,"Segoe UI",sans-serif;
  --fb:"Reddit Sans",ui-sans-serif,system-ui,"Segoe UI",sans-serif;
  --w:1180px;
  --sh:0 1px 2px rgba(12,26,34,.04),0 10px 28px -14px rgba(12,26,34,.16);
  --sh-lg:0 2px 6px rgba(12,26,34,.05),0 28px 60px -26px rgba(12,26,34,.30);
}

/* ---------- base ---------- */
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:88px}
body{margin:0;background:var(--white);color:var(--body);font:400 15.5px/1.6 var(--fb);-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
h1,h2,h3,h4{font-family:var(--fd);color:var(--ink);margin:0;letter-spacing:-.02em;text-wrap:balance}
p{margin:0}
a{color:inherit;text-decoration:none}
img,svg{display:block;max-width:100%}
button{font:inherit}
.wrap{max-width:var(--w);margin:0 auto;padding:0 24px}
.skip{position:absolute;left:-999px;top:0}
.skip:focus{left:12px;top:12px;z-index:100;background:#fff;padding:10px 16px;border-radius:10px;box-shadow:var(--sh)}
:focus-visible{outline:3px solid var(--ring);outline-offset:2px}
.btn:focus-visible,.nav-btn:focus-visible,.nav-link:focus-visible{outline:3px solid var(--glacier-deep);outline-offset:3px}
.nowrap{white-space:nowrap}
.num{font-variant-numeric:tabular-nums}
.sr{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.ic{width:22px;height:22px;flex:0 0 auto}

/* ---------- buttons ---------- */
.btn{display:inline-flex;align-items:center;justify-content:space-between;gap:14px;min-height:50px;padding:0 8px 0 20px;
  border-radius:16px;background:var(--glacier);color:#fff;font:700 15.5px/1.1 var(--fb);letter-spacing:.005em;border:0;cursor:pointer;
  text-align:left;transition:background-color .15s ease}
.btn:hover{background:var(--glacier-deep)}
.bub{width:32px;height:32px;border-radius:50%;background:rgba(255,255,255,.2);display:grid;place-items:center;flex:0 0 auto}
.bub svg{width:15px;height:15px}
.btn--block{width:100%}
.btn--sm{min-height:42px;padding:0 7px 0 18px;border-radius:14px;font-size:14.5px;gap:12px}
.btn--sm .bub{width:28px;height:28px}
.btn--ghost{background:#fff;color:var(--glacier-deep);box-shadow:inset 0 0 0 1.5px var(--glacier-deep)}
.btn--ghost:hover{background:var(--ice)}
.btn--ghost .bub{background:var(--ice)}

/* ---------- labels ---------- */
.kicker{display:inline-flex;align-items:flex-start;gap:9px;font:700 12.5px/1.2 var(--fb);letter-spacing:.14em;text-transform:uppercase;color:var(--glacier-deep);margin:0 0 14px}
.kicker::before{content:"";width:7px;height:7px;margin-top:.3em;border-radius:50%;background:var(--glacier);box-shadow:0 0 0 3px rgba(30,126,159,.16);flex:0 0 auto}
.band .kicker{color:var(--ring)}
.band .kicker::before{background:var(--ring);box-shadow:0 0 0 3px rgba(168,216,232,.18)}
.well{width:42px;height:42px;border-radius:50%;background:var(--ice);color:var(--glacier);display:grid;place-items:center;flex:0 0 auto}
.well svg{width:20px;height:20px}
.card .well,.tile .well,.key .well{background:var(--ice)}
.sec--ice .well{background:var(--ice)}

/* ---------- header + nav ---------- */
.hdr{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.95);border-bottom:1px solid var(--line)}
@supports (backdrop-filter:blur(8px)){.hdr{background:rgba(255,255,255,.86);backdrop-filter:saturate(1.3) blur(12px)}}
.hdr-in{max-width:var(--w);margin:0 auto;padding:0 24px;height:66px;display:flex;align-items:center;gap:20px}
.logo{display:inline-flex;align-items:center;gap:10px;font:700 20px/1 var(--fd);letter-spacing:-.03em;color:var(--ink);min-height:44px;flex:0 0 auto}
.logo b{font-weight:700;color:var(--glacier)}
.logo svg{width:30px;height:30px}
.nav{margin-left:auto}
.nav-list{list-style:none;display:flex;align-items:center;gap:2px;margin:0;padding:0}
.nav-item{position:relative}
.nav-link,.nav-btn{display:inline-flex;align-items:center;gap:6px;min-height:44px;padding:0 14px;border:0;border-radius:12px;background:none;
  font:500 14.5px/1 var(--fb);color:var(--body);cursor:pointer;white-space:nowrap}
.nav-link:hover,.nav-btn:hover,.nav-btn[aria-expanded="true"]{background:var(--ice);color:var(--ink)}
.nav-item.is-current>.nav-link,.nav-item.is-current>.nav-btn{color:var(--glacier-deep);font-weight:700}
.chev{width:12px;height:12px;transition:transform .18s}
.nav-btn[aria-expanded="true"] .chev{transform:rotate(180deg)}
.nav-panel{position:absolute;top:calc(100% + 10px);left:-8px;min-width:340px;background:#fff;border:1px solid var(--line);border-radius:20px;
  box-shadow:var(--sh-lg);padding:10px;z-index:60}
.nav-panel[hidden]{display:none}
.nav-panel a{display:flex;align-items:center;gap:14px;padding:12px;border-radius:14px;color:var(--ink)}
.nav-panel a:hover{background:var(--frost)}
.nav-panel .well{width:40px;height:40px}
.nav-panel .well svg{width:20px;height:20px}
.nav-panel b{display:block;font:600 14.5px/1.25 var(--fd)}
.nav-panel span span{display:block;font-size:13.5px;color:var(--muted);margin-top:2px}
.hdr-cta{flex:0 0 auto}
.burger{display:none;width:46px;height:46px;border:1px solid var(--line);border-radius:14px;background:#fff;cursor:pointer;
  align-items:center;justify-content:center;color:var(--ink);margin-left:auto}
.burger svg{width:22px;height:22px}
.drawer-cta{display:none}

@media (max-width:1060px){
  .hdr,.hdr.is-scrolled{backdrop-filter:none;-webkit-backdrop-filter:none;background:#fff}
  .hdr-in{height:62px}
  .burger{display:inline-flex}
  .hdr-cta{display:none}
  .nav{position:fixed;left:0;right:0;top:63px;bottom:0;margin:0;background:#fff;overflow-y:auto;overscroll-behavior:contain;
    padding:10px 16px calc(24px + env(safe-area-inset-bottom));display:none;border-top:1px solid var(--line)}
  .nav.is-open{display:block}
  .nav-list{flex-direction:column;align-items:stretch;gap:0}
  .nav-item{border-bottom:1px solid var(--line)}
  .nav-link,.nav-btn{width:100%;justify-content:space-between;min-height:58px;padding:0 6px;font:600 15.5px/1 var(--fd);color:var(--ink);border-radius:0}
  .nav-link:hover,.nav-btn:hover,.nav-btn[aria-expanded="true"]{background:none}
  .nav-panel{position:static;min-width:0;border:0;box-shadow:none;padding:0 0 12px;border-radius:0}
  .nav-panel a{padding:10px 6px}
  .drawer-cta{display:flex;margin-top:22px}
  body.nav-open{overflow:hidden}
}

/* ---------- sections ---------- */
.sec{padding:76px 0}
.sec--ice{background:var(--ice)}
.sec--frost{background:var(--frost)}
.sec-head{max-width:720px;margin:0 0 34px}
.sec-head--c{text-align:center;margin-left:auto;margin-right:auto}
.sec-head h2,.h2{font:700 clamp(25px,2.6vw,34px)/1.1 var(--fd);letter-spacing:-.03em}
.sec-head p:not(.kicker){margin:14px 0 0;font-size:16.5px;color:var(--body)}

/* ---------- home hero ---------- */
.hero{position:relative;overflow:hidden;background:linear-gradient(180deg,#fff 0%,var(--frost) 48%,var(--ice) 100%);padding:44px 0 64px}
.hero-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(330px,430px);gap:60px;align-items:center}
.hero-copy h1{font:700 clamp(30px,3.6vw,48px)/1.02 var(--fd);letter-spacing:-.035em}
.hero-sub{margin:16px 0 0;font-size:18.5px;color:var(--body)}
.hero-sub em{font-style:normal;font-weight:700;color:var(--glacier-deep)}
.tagline{display:inline-block;margin:20px 0 0;padding:12px 16px;border-radius:16px;background:var(--ice);border:0;
  font:600 15.5px/1.35 var(--fd);color:var(--ink)}
.tagline span{display:block;font:400 14.5px/1.4 var(--fb);color:var(--muted);margin-top:2px}
.keys{list-style:none;margin:22px 0 0;padding:0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}
.key{display:flex;flex-direction:column;align-items:flex-start;gap:12px;background:#fff;border:1px solid var(--line);border-radius:18px;padding:16px 16px 18px;box-shadow:0 1px 2px rgba(12,26,34,.04)}
.key b{display:block;font:600 14.5px/1.25 var(--fd);color:var(--ink)}
.key span span{display:block;font-size:13.5px;line-height:1.35;color:var(--muted);margin-top:2px}
.form-wrap{position:relative}
.orbit{position:absolute;left:50%;top:50%;width:880px;height:880px;max-width:none;transform:translate(-50%,-50%);pointer-events:none;z-index:0}
.form-wrap .orbit{-webkit-mask-image:linear-gradient(90deg,transparent 4%,#000 38%);mask-image:linear-gradient(90deg,transparent 4%,#000 38%)}
.orbit .rg{fill:none;stroke:var(--ring)}
.orbit .nd{fill:#fff;stroke:var(--ring);stroke-width:1.5}
.orbit .ni{fill:none;stroke:var(--glacier);stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.orbit .dot{fill:var(--glacier)}
.spin{transform-origin:440px 440px;animation:spin 90s linear infinite}
@keyframes spin{to{transform:rotate(360deg)}}

/* form card */
.fcard{position:relative;z-index:1;display:flex;flex-direction:column;min-height:470px;background:#fff;border:1px solid rgba(214,228,240,.9);border-radius:24px;box-shadow:var(--sh-lg)}
.fcard-top{display:flex;align-items:flex-start;gap:12px;background:var(--fjord);color:var(--on-dark);border-radius:23px 23px 0 0;padding:15px 20px;font-size:13.5px;line-height:1.45}
.fcard-top .lock{width:30px;height:30px;border-radius:50%;background:rgba(168,216,232,.16);color:var(--ring);display:grid;place-items:center;flex:0 0 auto}
.fcard-top .lock svg{width:16px;height:16px}
/* taller form box: extra room is shared above and below the content, never left as a gap under the button */
.fcard-body{flex:1 1 auto;display:flex;flex-direction:column;justify-content:center;padding:28px 26px 26px}
.welcome{font:600 14.5px/1.3 var(--fd);color:var(--glacier-deep);margin:0 0 4px}
.welcome[hidden]{display:none}
.fcard h2{font:700 21px/1.2 var(--fd);letter-spacing:-.02em;margin:0 0 6px}
.form-host{min-height:0}
.form-host:not(:has(#omForm-root)){min-height:210px}   /* reserve room only until the embed has drawn */
.fee-line{display:flex;align-items:center;justify-content:center;gap:8px;margin:20px 0 0;font:600 14.5px/1.3 var(--fd);color:var(--glacier-deep);text-align:center}
.fee-line svg{width:18px;height:18px;flex:0 0 auto}
.ssl{display:flex;align-items:center;justify-content:center;gap:7px;margin:10px 0 0;font-size:13px;line-height:1.4;color:var(--muted);text-align:center}
.ssl svg{width:14px;height:14px;flex:0 0 auto;color:var(--glacier)}

/* ZeroParallel embed (third-party markup: every rule needs !important) */
#zeroparallel_form:empty{display:none}
.form-host #omForm-root{margin-top:0!important;margin-bottom:0!important;padding-top:0!important;width:100%!important}
.form-host #omForm-root>div{min-height:0!important}
.form-host #omForm-root form,.form-host #omForm-root .omForm-wrapper,.form-host #omForm,.form-host form#omForm{min-height:0!important;height:auto!important;
  background:#fff!important;box-shadow:none!important;border:0!important;padding-top:18px!important;padding-bottom:10px!important}
.form-host #omForm-root label,.form-host #omForm-root .om-label{font:600 14.5px/1.35 var(--fb)!important;color:var(--ink)!important}
.form-host #omForm-root select,.form-host #omForm-root .om-select,.form-host #omForm-root input[type="text"],.form-host #omForm-root input[type="email"],
.form-host #omForm-root input[type="tel"],.form-host #omForm-root input[type="number"]{width:100%!important;min-height:56px!important;border:1px solid var(--line)!important;
  border-radius:14px!important;background-color:var(--ice)!important;color:var(--ink)!important;font:500 16px var(--fb)!important;padding-left:16px!important}
.form-host #omForm-root select:focus,.form-host #omForm-root input:focus{outline:3px solid var(--ring)!important;outline-offset:1px!important;border-color:var(--glacier)!important}
.form-host button.om-navigation__next,.form-host #omForm-root button[type="submit"],.form-host #omForm-root .om-navigation button:last-child,
.form-host button.om-navigation__next:hover,.form-host button.om-navigation__next:focus,.form-host button.om-navigation__next:active{
  display:flex!important;align-items:center!important;justify-content:space-between!important;width:100%!important;min-height:56px!important;
  padding:0 8px 0 20px!important;border:0!important;border-radius:16px!important;background:var(--glacier)!important;background-image:none!important;
  color:#fff!important;font:700 15.5px/1 var(--fb)!important;letter-spacing:.005em!important;box-shadow:none!important;cursor:pointer!important}
.form-host button.om-navigation__next:hover,.form-host button.om-navigation__next:focus-visible{background:var(--glacier-deep)!important}
.form-host button.om-navigation__next svg{display:none!important}
.form-host button.om-navigation__next::after{content:"";width:32px;height:32px;border-radius:50%;flex:0 0 auto;
  background:rgba(255,255,255,.2) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12h14M13 6l6 6-6 6'/%3E%3C/svg%3E") center/17px no-repeat}
.form-host button:disabled{opacity:.6!important;cursor:not-allowed!important}

/* ---------- steps (orbit numerals: the node advances around the ring 1 → 2 → 3) ---------- */
.steps{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px;counter-reset:st}
.step{position:relative;display:grid;grid-template-columns:46px minmax(0,1fr);gap:14px;background:var(--ice);border-radius:20px;padding:22px 20px 22px 18px}
.sec--ice .step{background:#fff;border:1px solid var(--line)}
.step-n{position:relative;width:46px;height:46px;border-radius:50%;background:#fff;display:grid;place-items:center;font:700 17px/1 var(--fd);color:var(--ink);
  box-shadow:0 1px 3px rgba(12,26,34,.08)}
.sec--ice .step-n{background:var(--ice)}
.step-n::before{content:"";position:absolute;inset:-6px;border-radius:50%;border:1.5px solid var(--ring)}
.step-n::after{content:"";position:absolute;left:50%;top:50%;width:11px;height:11px;margin:-5.5px 0 0 -5.5px;border-radius:50%;background:var(--glacier);
  box-shadow:0 0 0 3px var(--ice);transform:rotate(var(--a)) translateX(29px)}
.sec--ice .step-n::after{box-shadow:0 0 0 3px #fff}
.step-n{--a:-150deg}
.step:nth-child(2) .step-n{--a:-100deg}
.step:nth-child(3) .step-n{--a:-50deg}
.step:nth-child(4) .step-n{--a:0deg}
.step h3{font:600 17.5px/1.3 var(--fd);margin:6px 0 8px}
.step p{font-size:14.5px;line-height:1.6;color:var(--body)}
.step+.step::before{content:"";position:absolute;left:-22px;top:52px;width:22px;height:2px;background:var(--ring)}

/* ---------- cards + facts ---------- */
.cards3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}
.card{background:#fff;border:1px solid var(--line);border-radius:20px;padding:22px 22px 24px;box-shadow:var(--sh)}
.card-h{display:flex;align-items:center;gap:14px;margin:0 0 14px}
.card h3{font:600 17.5px/1.3 var(--fd)}
.card p{font-size:14.5px;line-height:1.65}
.facts{margin-top:20px;background:#fff;border:1px solid var(--line);border-radius:20px;padding:24px 26px;box-shadow:var(--sh)}
.facts>.kicker{margin-bottom:18px}
.facts ul{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px 40px}
.facts li{position:relative;padding-left:22px}
.facts li::before{content:"";position:absolute;left:2px;top:.55em;width:8px;height:8px;border-radius:50%;background:var(--glacier)}
.facts b{display:block;font:600 15.5px/1.35 var(--fd);color:var(--ink);margin-bottom:3px}
.facts li span{font-size:14.5px;line-height:1.6}

/* ---------- no-fee split ---------- */
.split{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:56px;align-items:center}
.photo{position:relative;margin:0}
.photo img{width:100%;height:auto;aspect-ratio:1200/896;object-fit:cover;border-radius:26px;box-shadow:var(--sh-lg)}
.photo-chip{position:absolute;left:18px;bottom:18px;display:inline-flex;align-items:center;gap:9px;background:#fff;border-radius:999px;padding:10px 16px;
  font:600 14.5px/1 var(--fb);color:var(--ink);box-shadow:var(--sh)}
.photo-chip::before{content:"";width:8px;height:8px;border-radius:50%;background:var(--glacier)}
.split-copy h2{font:700 clamp(25px,2.6vw,34px)/1.1 var(--fd);letter-spacing:-.03em}
.split-copy>.split-lede{margin:16px 0 0;font-size:16px}
.fee-tiles{list-style:none;margin:26px 0 0;padding:0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}
.fee-tiles li{display:flex;flex-direction:column;align-items:center;gap:10px;text-align:center;background:var(--ice);border-radius:18px;padding:18px 12px;
  font:600 14.5px/1.3 var(--fd);color:var(--ink)}
.fee-tiles svg{width:26px;height:26px;color:var(--glacier)}
.fee-art{display:grid;place-items:center;height:62px}
.fee-art .fee-svg{width:auto;height:60px}
.fee-art .art-fallback{width:46px;height:46px;background:#fff}
.fee-cta{display:flex;align-items:center;gap:22px;margin:26px 0 0;flex-wrap:wrap}
.fee-note{font:600 15.5px/1.3 var(--fd);color:var(--glacier-deep)}
.note-box{margin:24px 0 0;background:var(--ice);border-radius:18px;padding:16px 18px;font-size:14.5px;line-height:1.6;color:var(--body)}

/* ---------- categories ---------- */
.tiles{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:16px}
.tile{position:relative;display:flex;flex-direction:column;gap:10px;background:#fff;border:1px solid var(--line);border-radius:22px;padding:14px 16px 18px;box-shadow:var(--sh);
  transition:transform .16s ease,border-color .16s ease,box-shadow .16s ease}
.tile:hover{transform:translateY(-3px);border-color:var(--glacier);box-shadow:var(--sh-lg)}
.tile b{display:block;font:600 15.5px/1.25 var(--fd);color:var(--ink)}
.tile-t span{display:block;font-size:13.5px;line-height:1.4;color:var(--muted);margin-top:3px}
.tile-art{display:grid;place-items:center;height:88px;margin:0 -4px 2px;border-radius:16px;background:linear-gradient(180deg,var(--frost),var(--ice))}
.tile-art .cat-svg{width:auto;height:80px;max-width:100%}
.tile-art .art-fallback{width:56px;height:56px;background:#fff}
.tile-go{position:absolute;right:14px;bottom:16px;width:30px;height:30px;border-radius:50%;background:var(--ice);color:var(--glacier);display:grid;place-items:center;transition:background-color .16s,color .16s}
.tile-go svg{width:15px;height:15px}
.tile:hover .tile-go{background:var(--glacier);color:#fff}
.tile-t{padding-right:34px}

/* ---------- FAQ ---------- */
.faq{max-width:880px;display:grid;gap:12px}
.faq--c{margin:0 auto}
.qa{background:var(--ice);border-radius:18px;padding:0 22px}
.sec--ice .qa{background:#fff}
.qa summary{list-style:none;cursor:pointer;display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:56px;padding:14px 0;
  font:600 16px/1.35 var(--fd);color:var(--ink)}
.qa summary::-webkit-details-marker{display:none}
.qa summary::after{content:"";flex:0 0 30px;height:30px;border-radius:50%;transition:transform .2s ease;
  background:#fff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%231E7E9F' stroke-width='2.4' stroke-linecap='round'%3E%3Cpath d='M12 5v14M5 12h14'/%3E%3C/svg%3E") center/15px no-repeat}
.sec--ice .qa summary::after{background-color:var(--ice)}
.qa[open] summary::after{transform:rotate(45deg)}
.qa summary:focus-visible{outline-offset:4px;border-radius:10px}
.qa .ans{padding:0 0 20px;font-size:15px;line-height:1.65;color:var(--body)}
.qa .ans p+p{margin-top:10px}
.qa .ans a{color:var(--glacier-deep);text-decoration:underline}

/* ---------- dark CTA band ---------- */
.band{position:relative;overflow:hidden;background:var(--fjord);color:var(--on-dark);padding:84px 0;text-align:center}
.band h2{font:700 clamp(26px,2.8vw,38px)/1.08 var(--fd);color:#fff;letter-spacing:-.03em;max-width:760px;margin:0 auto}
.band p:not(.kicker){max-width:640px;margin:18px auto 0;font-size:16.5px;color:var(--on-dark-muted)}
.band .btn{margin-top:26px}
.band-chips{display:flex;flex-wrap:wrap;justify-content:center;gap:10px;list-style:none;padding:0;margin:22px 0 0}
.band-chips li{border:1px solid rgba(168,216,232,.3);border-radius:999px;padding:8px 14px;font-size:14.5px;color:var(--on-dark)}
.band .deco{position:absolute;right:-180px;bottom:-260px;width:620px;height:620px;max-width:none;pointer-events:none;opacity:.9}
.band .deco-l{left:-220px;right:auto;top:-300px;bottom:auto;width:560px;height:560px;opacity:.55}
.band .deco circle{fill:none;stroke:rgba(168,216,232,.18)}
.band .deco .d{fill:var(--ring);stroke:none}
.band .wrap{position:relative}

/* ---------- footer ---------- */
.ft{position:relative;overflow:hidden;background:var(--fjord);color:var(--on-dark-muted);padding:64px 0 40px;border-top:1px solid rgba(168,216,232,.14)}
.ft .logo{color:#fff}
.ft .logo b{color:var(--ring)}
.ft-grid{display:grid;grid-template-columns:minmax(0,1.35fr) repeat(3,minmax(0,1fr));gap:32px;padding-bottom:36px;border-bottom:1px solid rgba(168,216,232,.16)}
.ft-brand .logo{margin-bottom:14px}
.ft-tag{font:600 16px/1.35 var(--fd);color:#fff;max-width:280px;margin:0 0 14px}
.ft-mail{color:var(--on-dark);font-weight:600;text-decoration:underline;text-decoration-color:rgba(168,216,232,.5);text-underline-offset:4px}
.ft-mail:hover{color:#fff}
.ft-h{margin:6px 0 12px;font:700 12px/1.2 var(--fb);letter-spacing:.14em;text-transform:uppercase;color:var(--ring)}
.ft-h2{margin-top:22px}
.ft-col ul{list-style:none;margin:0;padding:0}
.ft-col a{display:inline-block;padding:6px 0;font-size:14.5px;line-height:1.35;color:var(--on-dark)}
.ft-col a:hover{color:#fff;text-decoration:underline;text-decoration-color:var(--ring);text-underline-offset:4px}
.disc{padding-top:26px;font-size:13px;line-height:1.7;color:var(--on-dark-muted);max-width:1000px}
.disc p{margin:0 0 11px}
.disc b{color:var(--on-dark)}
.disc a{color:var(--ring);text-decoration:underline}
.ft-bottom{margin-top:18px;padding-top:18px;border-top:1px solid rgba(168,216,232,.16);font-size:13px;color:var(--on-dark-muted)}
.ft .deco{position:absolute;right:-140px;top:-180px;width:520px;height:520px;max-width:none;pointer-events:none}
.ft .deco circle{fill:none;stroke:rgba(168,216,232,.08)}
.ft .wrap{position:relative}

/* ---------- sticky phone CTA ---------- */
.sticky{display:none}
@media (max-width:860px){
  .sticky{display:block;position:fixed;left:0;right:0;bottom:0;z-index:45;padding:10px 16px calc(10px + env(safe-area-inset-bottom));
    background:rgba(255,255,255,.95);border-top:1px solid var(--line);transform:translateY(110%);transition:transform .25s ease;visibility:hidden}
  .sticky.is-on{transform:none;visibility:visible}
  body.has-sticky .ft{padding-bottom:120px}
}

/* ---------- page heroes (hubs, partner pages, documents) ---------- */
.phero{position:relative;overflow:hidden;background:linear-gradient(180deg,#fff 0%,var(--frost) 45%,var(--ice) 100%);padding:32px 0 52px}
.phero-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(300px,440px);gap:64px;align-items:center}
.crumb{margin:0 0 18px;font-size:14px;color:var(--muted)}
.crumb a{color:var(--glacier-deep);text-decoration:underline;text-underline-offset:3px}
.crumb span{margin:0 6px;color:var(--ring)}
.phero h1{font:700 clamp(28px,3.2vw,42px)/1.05 var(--fd);letter-spacing:-.035em}
.phero h1 em{font-style:normal;color:var(--glacier-deep)}
.lede{margin:18px 0 0;font-size:17.5px;line-height:1.55;color:var(--body);max-width:640px}
.chips{list-style:none;display:flex;flex-wrap:wrap;gap:10px;margin:24px 0 0;padding:0}
.chip{display:inline-flex;align-items:center;gap:8px;background:#fff;border:1px solid var(--line);border-radius:999px;padding:9px 16px 9px 12px;
  font:600 14.5px/1.2 var(--fb);color:var(--ink)}
.chip svg{width:16px;height:16px;color:var(--glacier)}
.hub-art{position:relative;height:300px}
.hub-art svg{position:absolute;left:50%;top:50%;width:460px;height:460px;max-width:none;transform:translate(-50%,-50%)}
.hub-art .rg{fill:none;stroke:var(--ring)}
.hub-art .nd{fill:#fff;stroke:var(--ring);stroke-width:1.5}
.hub-art .ni{fill:none;stroke:var(--glacier);stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.hub-art .dot{fill:var(--glacier)}
.hub-art .core{fill:#fff;stroke:var(--line);stroke-width:1.5;filter:drop-shadow(0 18px 30px rgba(12,26,34,.14))}
.hub-art .ci{fill:none;stroke:var(--glacier);stroke-width:2.2;stroke-linecap:round;stroke-linejoin:round}

/* ---------- offer cards (hubs) ---------- */
.offers{display:grid;gap:22px}
.offer{background:#fff;border:1px solid var(--line);border-radius:24px;box-shadow:var(--sh)}
.offer-rib{display:flex;align-items:center;gap:12px;flex-wrap:wrap;background:var(--ice);border-radius:23px 23px 0 0;padding:11px 24px;font-size:14.5px;line-height:1.4;color:var(--body)}
.badge{display:inline-block;background:var(--glacier);color:#fff;font:700 12px/1 var(--fb);letter-spacing:.06em;text-transform:uppercase;padding:6px 10px;border-radius:999px}
.offer-in{display:grid;grid-template-columns:minmax(0,1fr) 280px;gap:26px;padding:24px 24px 24px 26px}
.o-head{display:flex;align-items:center;gap:16px}
.o-logo{flex:0 0 auto;width:118px;height:76px;border:1px solid var(--line);border-radius:14px;background:#fff;display:grid;place-items:center;padding:6px}
.o-logo img{max-width:100%;max-height:100%;width:auto;height:auto;object-fit:contain}
.o-mono{flex:0 0 auto;width:58px;height:58px;border-radius:50%;background:var(--glacier);color:#fff;display:grid;place-items:center;font:700 21px/1 var(--fd)}
.o-id{min-width:0}
.o-id h3{font:600 18.5px/1.25 var(--fd)}
.o-id p{margin:4px 0 0;font-size:14.5px;color:var(--muted)}
.o-score{margin-left:auto;flex:0 0 auto;text-align:center;background:var(--ice);border-radius:14px;padding:9px 12px;min-width:78px}
.o-score b{display:block;font:700 20px/1 var(--fd);color:var(--ink)}
.o-score span{display:block;margin-top:3px;font-size:12px;color:var(--muted)}
.o-best{margin:18px 0 0;font:600 14.5px/1.4 var(--fb);color:var(--glacier-deep)}
.o-feats{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));margin:16px 0 0;background:#fff;border:1px solid var(--line);border-radius:16px;overflow:hidden}
.o-feat{padding:12px 16px;border-top:1px solid var(--line)}
.o-feat:nth-child(-n+2){border-top:0}
.o-feat:nth-child(odd){border-right:1px solid var(--line)}
.o-feat dt{font:700 11.5px/1.3 var(--fb);letter-spacing:.07em;text-transform:uppercase;color:var(--muted)}
.o-feat dd{margin:4px 0 0;font:600 14.5px/1.4 var(--fb);color:var(--ink)}
.o-points{margin:16px 0 0;padding-left:20px}
.o-why{margin:16px 0 0;font-size:14.5px;line-height:1.6}
.o-why b{color:var(--ink)}
.o-act{align-self:start;display:flex;flex-direction:column;justify-content:flex-start;gap:12px;background:var(--frost);border:1px solid var(--line);border-radius:18px;padding:18px}
.o-pill{align-self:flex-start;background:#fff;border:1px solid var(--line);border-radius:999px;padding:7px 13px;font-size:13.5px;color:var(--body)}
.o-pill b{color:var(--ink)}
.o-secure{font-size:13px;line-height:1.4;color:var(--muted);text-align:center}
.o-review{font:600 14.5px/1.3 var(--fb);color:var(--glacier-deep);text-decoration:underline;text-underline-offset:3px;text-align:center}
.o-fine{margin:14px 0 0;font-size:12.5px;color:var(--muted)}
.offer--min .offer-in{grid-template-columns:minmax(0,1fr) auto;align-items:center}
.offer--min .o-act{background:none;border:0;padding:0;flex-direction:row;align-items:center;flex-wrap:wrap;justify-content:flex-end}
.offers-empty{display:flex;flex-direction:column;align-items:center;gap:12px;text-align:center;background:#fff;border:1.5px dashed var(--ring);border-radius:24px;padding:44px 24px}
.offers-empty b{font:600 17px/1.3 var(--fd);color:var(--ink)}
.offers-empty p{max-width:520px;color:var(--body)}
.offers-empty .btn{margin-top:8px}

/* ---------- partner pages ---------- */
.topline{background:var(--frost);border-bottom:1px solid var(--line)}
.topline .wrap{display:flex;align-items:center;justify-content:space-between;gap:12px;min-height:42px;font-size:13.5px;color:var(--muted)}
.topline a{color:var(--glacier-deep);text-decoration:underline;text-underline-offset:3px}
.adv-tag{display:inline-block;background:#fff;border:1px solid var(--line);border-radius:7px;padding:3px 8px;font:700 11px/1.2 var(--fb);letter-spacing:.08em;text-transform:uppercase;color:var(--muted)}
.brandrow{display:flex;align-items:center;gap:12px;flex-wrap:wrap;margin:0 0 20px}
.p-label{font-size:13.5px;color:var(--muted)}
.p-logo{background:#fff;border:1px solid var(--line);border-radius:14px;padding:8px 14px;display:inline-flex;align-items:center}
.p-logo img{height:38px;width:auto}
.wordmark{background:#fff;border:1px solid var(--line);border-radius:14px;padding:10px 16px;font:700 18px/1 var(--fd);letter-spacing:-.02em;color:var(--ink)}
.hsub{margin:18px 0 0;font-size:17px;line-height:1.55;color:var(--body);max-width:640px}
.checks{list-style:none;margin:22px 0 0;padding:0;display:grid;gap:11px}
.checks li{display:flex;align-items:flex-start;gap:11px;font-size:15.5px;line-height:1.5;color:var(--ink)}
.checks .ck{flex:0 0 auto;width:24px;height:24px;border-radius:50%;background:var(--glacier);color:#fff;display:grid;place-items:center;margin-top:1px}
.checks .ck svg{width:14px;height:14px}
.cta-row{display:flex;flex-direction:column;align-items:flex-start;gap:10px;margin:28px 0 0}
.cta-note{font-size:14px;line-height:1.5;color:var(--muted);max-width:560px}
.hnotes{margin:14px 0 0;display:grid;gap:10px}
.hnotes p{font-size:13.5px;line-height:1.6;color:var(--muted)}
.glance{position:relative;z-index:1;background:#fff;border:1px solid var(--line);border-radius:24px;box-shadow:var(--sh-lg);padding:24px 24px 14px}
.glance .kicker{margin-bottom:8px}
.glance dl{margin:0}
.glance .row{display:flex;justify-content:space-between;align-items:baseline;gap:18px;padding:13px 0;border-top:1px solid var(--line)}
.glance .row:first-child{border-top:0}
.glance dt{font-size:14.5px;color:var(--muted)}
.glance dd{margin:0;font:600 14.5px/1.35 var(--fb);color:var(--ink);text-align:right}
.aside-wrap{position:relative}
.aside-wrap .orbit{width:720px;height:720px}
.cardart{position:relative;z-index:1;display:grid;place-items:center;min-height:320px}
.cardart img{width:min(360px,100%);height:auto;border-radius:16px;box-shadow:0 30px 60px -20px rgba(12,26,34,.45);transform:rotate(-4deg)}
.art{position:relative;z-index:1}
.art svg{width:100%;height:auto}
.snapshot{padding:0 0 12px}
.snap{list-style:none;margin:-28px 0 0;padding:0;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px;position:relative;z-index:2}
.snap li{background:#fff;border:1px solid var(--line);border-radius:18px;padding:16px 18px;box-shadow:var(--sh)}
.snap span{display:block;font-size:13px;color:var(--muted)}
.snap b{display:block;margin-top:4px;font:700 18.5px/1.2 var(--fd);color:var(--ink)}
.article{max-width:820px;margin:0 auto;padding:52px 24px 20px}
.blk{margin:0 0 52px}
.blk>h2,.blk-h{font:700 clamp(22px,2.4vw,28px)/1.15 var(--fd);letter-spacing:-.025em;margin:0 0 18px}
.blk>.lede-s{margin:-6px 0 22px;font-size:16px;color:var(--body)}
.prose-b p{font-size:15.5px;line-height:1.72}
.prose-b p+p{margin-top:16px}
.lead-p{font-size:16.5px;line-height:1.7;color:var(--body)}
.verdict{background:#fff;border:1px solid var(--line);border-radius:24px;padding:30px 32px;box-shadow:var(--sh)}
.verdict-h{display:flex;align-items:center;gap:14px;margin:0 0 16px}
.notice{display:flex;gap:14px;align-items:flex-start;background:var(--ice);border-radius:18px;padding:18px 20px;font-size:14.5px;line-height:1.6;color:var(--body)}
.notice svg{width:22px;height:22px;color:var(--glacier);flex:0 0 auto;margin-top:1px}
.notice strong,.notice b{color:var(--ink)}
.checklist{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px 28px}
.checklist li{display:flex;gap:12px;align-items:flex-start;font-size:15px;line-height:1.55}
.checklist .ck{flex:0 0 auto;width:26px;height:26px;border-radius:50%;background:var(--ice);color:var(--glacier);display:grid;place-items:center}
.checklist .ck svg{width:15px;height:15px}
.steps--v{grid-template-columns:1fr;gap:16px}
.steps--v .step+.step::before{left:47px;top:-16px;width:2px;height:16px}
.after-steps{margin:18px 0 0;font-size:14.5px;color:var(--muted)}
.cta-c{display:flex;flex-direction:column;align-items:center;gap:10px;margin:26px 0 0;text-align:center}
.inline-cta{display:flex;align-items:center;justify-content:space-between;gap:18px;flex-wrap:wrap;background:var(--ice);border-radius:22px;padding:22px 24px}
.inline-cta p{font:600 16px/1.35 var(--fd);color:var(--ink)}
.ktable{width:100%;border-collapse:separate;border-spacing:0;border:1px solid var(--line);border-radius:18px;overflow:hidden;font-size:14.5px}
.ktable th{width:34%;text-align:left;vertical-align:top;background:var(--frost);padding:15px 18px;font:600 14.5px/1.45 var(--fb);color:var(--ink)}
.ktable td{padding:15px 18px;line-height:1.55;color:var(--body)}
.ktable tr+tr th,.ktable tr+tr td{border-top:1px solid var(--line)}
.pc{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}
.pc>div{background:#fff;border:1px solid var(--line);border-radius:22px;padding:24px;box-shadow:var(--sh)}
.pc h3{font:600 16px/1.3 var(--fd);margin:0 0 14px}
.pc ul{list-style:none;margin:0;padding:0;display:grid;gap:11px}
.pc li{display:flex;gap:11px;align-items:flex-start;font-size:14.5px;line-height:1.5}
.pc .mk{flex:0 0 auto;width:24px;height:24px;border-radius:50%;display:grid;place-items:center;margin-top:1px}
.pc .mk svg{width:13px;height:13px}
.pc .pro .mk{background:var(--glacier);color:#fff}
.pc .con .mk{background:var(--ice);color:var(--muted)}
.ratings{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
.ratings li{background:#fff;border:1px solid var(--line);border-radius:22px;padding:22px;text-align:center;box-shadow:var(--sh)}
.ratings .src{font:700 12.5px/1 var(--fb);letter-spacing:.1em;text-transform:uppercase;color:var(--muted)}
.ratings .score{display:block;margin:10px 0 6px;font:700 28px/1 var(--fd);color:var(--ink)}
.stars{display:flex;justify-content:center;gap:3px;color:var(--glacier)}
.stars svg{width:17px;height:17px}
.ratings .det{display:block;margin-top:8px;font-size:14px;color:var(--body)}
.src-note{margin:14px 0 0;font-size:13.5px;color:var(--muted)}
.cost{display:grid;grid-template-columns:minmax(0,1.25fr) minmax(0,1fr);border:1px solid var(--line);border-radius:24px;overflow:hidden;background:#fff;box-shadow:var(--sh)}
.cost-l{padding:26px 28px}
.cost-l h3{font:600 16px/1.3 var(--fd);margin:0 0 10px}
.cost-l dl{margin:0}
.cost-l .row{display:flex;justify-content:space-between;gap:16px;padding:12px 0;border-top:1px solid var(--line);font-size:15px}
.cost-l dd{margin:0;font:700 15.5px/1.2 var(--fd);color:var(--ink)}
.cost-r{display:flex;flex-direction:column;justify-content:center;align-items:center;gap:8px;text-align:center;background:var(--fjord);color:var(--on-dark);padding:28px}
.cost-r span{font-size:14.5px;color:var(--on-dark-muted)}
.cost-r b{font:700 46px/1 var(--fd);color:#fff}
.cost-r b sup{font-size:.4em;color:var(--ring)}
.fine-s{margin:14px 0 0;font-size:13.5px;line-height:1.6;color:var(--muted)}
.ptiles{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
.ptiles li{background:#fff;border:1px solid var(--line);border-radius:22px;padding:24px;box-shadow:var(--sh)}
.ptiles .well{margin-bottom:14px}
.ptiles h3{font:600 16px/1.3 var(--fd);margin:0 0 8px}
.ptiles p{font-size:14.5px;line-height:1.6}
.trust{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
.trust li{display:flex;gap:14px;align-items:flex-start;background:#fff;border:1px solid var(--line);border-radius:20px;padding:18px;box-shadow:var(--sh)}
.trust b{display:block;font:600 15px/1.3 var(--fd);color:var(--ink)}
.trust li span span{display:block;margin-top:3px;font-size:14.5px;line-height:1.5}
.tband{background:var(--frost);border-bottom:1px solid var(--line);padding:26px 0}
.quote{background:var(--ice);border-radius:26px;padding:36px 32px;text-align:center}
.quote .lead{margin:14px 0 0;font:700 clamp(19px,2vw,22px)/1.25 var(--fd);color:var(--ink)}
.quote blockquote{margin:16px auto 0;max-width:620px;font-style:italic;font-size:16px;line-height:1.6;color:var(--body)}
.quote cite{display:block;margin-top:14px;font-style:normal;font-weight:600;font-size:14.5px;color:var(--muted)}
.qual{max-width:660px;margin:0 auto;background:#fff;border:1px solid var(--line);border-radius:26px;box-shadow:var(--sh-lg);padding:34px 32px;text-align:center}
.qual h2{font:700 clamp(21px,2.2vw,25px)/1.2 var(--fd)}
.qual>p{margin:10px 0 0;color:var(--body)}
.qual-val{display:block;margin:22px 0 14px;font:700 44px/1 var(--fd);color:var(--ink)}
.qual input[type=range]{-webkit-appearance:none;appearance:none;width:100%;height:8px;border-radius:999px;background:linear-gradient(90deg,var(--glacier) var(--p,11%),var(--ice2) var(--p,11%));outline-offset:6px}
.qual input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:28px;height:28px;border-radius:50%;background:#fff;border:3px solid var(--glacier);box-shadow:var(--sh);cursor:pointer}
.qual input[type=range]::-moz-range-thumb{width:24px;height:24px;border-radius:50%;background:#fff;border:3px solid var(--glacier);cursor:pointer}
.qual-range{display:flex;justify-content:space-between;margin:10px 0 0;font-size:14px;color:var(--muted)}
.qual .btn{margin-top:24px}
.qual .note{margin:14px 0 0;font-size:14px;color:var(--muted)}
.chipcloud{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:10px}
.chipcloud li{background:var(--ice);border-radius:999px;padding:10px 16px;font:600 14.5px/1.2 var(--fb);color:var(--ink)}
.fine{font-size:13.5px;line-height:1.65;color:var(--muted)}
.fine p+p{margin-top:10px}
.fine a{color:var(--glacier-deep);text-decoration:underline}
.fine--box{background:var(--frost);border:1px solid var(--line);border-radius:18px;padding:18px 20px}
.back{display:inline-flex;align-items:center;gap:8px;font:600 14.5px/1.3 var(--fb);color:var(--glacier-deep)}
.back svg{width:18px;height:18px}
.back:hover{text-decoration:underline}

/* ---------- documents (legal/help) ---------- */
.dhero{background:linear-gradient(180deg,#fff,var(--ice));padding:36px 0 44px;border-bottom:1px solid var(--line)}
.dhero h1{font:700 clamp(26px,2.9vw,38px)/1.08 var(--fd);letter-spacing:-.03em}
.eff{margin:12px 0 0;font-size:14.5px;color:var(--muted)}
.doc{display:grid;grid-template-columns:240px minmax(0,1fr);gap:56px;padding-top:44px;padding-bottom:80px}
.toc{position:sticky;top:98px;align-self:start;max-height:calc(100vh - 120px);overflow:auto}
.toc .kicker{margin-bottom:12px}
.toc ol{list-style:none;margin:0;padding:0;border-left:2px solid var(--line)}
.toc a{display:block;margin-left:-2px;padding:7px 12px;border-left:2px solid transparent;font-size:14.5px;line-height:1.4;color:var(--body)}
.toc a:hover{color:var(--ink)}
.toc a.is-active{border-left-color:var(--glacier);color:var(--glacier-deep);font-weight:600;background:linear-gradient(90deg,var(--frost),transparent)}
.toc-m{display:none}
.prose{min-width:0;max-width:780px;font-size:15.5px;line-height:1.75;color:var(--body)}
.prose>*:first-child{margin-top:0}
.prose h2{font:700 21px/1.25 var(--fd);letter-spacing:-.02em;margin:40px 0 12px;scroll-margin-top:98px}
.prose h3{font:600 17px/1.3 var(--fd);margin:28px 0 10px}
.prose p{margin:0 0 16px}
.prose ul,.prose ol{margin:0 0 18px;padding-left:22px}
.prose li{margin:0 0 9px}
.prose li::marker{color:var(--glacier)}
.prose a:not(.btn){color:var(--glacier-deep);text-decoration:underline;text-underline-offset:3px}
.prose strong,.prose b{color:var(--ink)}
.tbl{overflow-x:auto;margin:20px 0 24px;border:1px solid var(--line);border-radius:16px;-webkit-overflow-scrolling:touch}
.tbl table{width:100%;min-width:540px;border-collapse:collapse;font-size:14.5px;line-height:1.55}
.tbl th{background:var(--frost);text-align:left;padding:13px 16px;font-weight:600;color:var(--ink);vertical-align:top}
.tbl thead th{vertical-align:bottom}
.tbl .ktable{min-width:0}
.tbl td{padding:13px 16px;border-top:1px solid var(--line);vertical-align:top}
.help{display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap;margin-top:56px;background:var(--ice);border-radius:24px;padding:26px 28px}
.help b{display:block;font:600 17px/1.3 var(--fd);color:var(--ink)}
.help p{margin:4px 0 0;font-size:14.5px}
.help a:not(.btn){color:var(--glacier-deep);text-decoration:underline}
/* unsubscribe form inside the legal body (ids/classes kept from the original page so its script still works) */
.prose .card{padding:26px;margin:26px 0 30px}
.prose .field{margin:0 0 18px}
.prose .field label{display:block;margin:0 0 7px;font:600 14.5px/1.3 var(--fb);color:var(--ink)}
.prose .field input,.prose .field select{width:100%;min-height:52px;padding:0 14px;border:1px solid var(--line);border-radius:14px;background:#fff;font:400 16px var(--fb);color:var(--ink)}
.prose .field input:focus,.prose .field select:focus{outline:3px solid var(--ring);outline-offset:1px;border-color:var(--glacier)}
.prose .err-field{display:none;margin-top:7px;font-size:14px;color:#A12A1F}
.prose .subm{display:inline-flex;align-items:center;justify-content:center;min-height:54px;padding:0 26px;border:0;border-radius:16px;background:var(--glacier);color:#fff;font:700 15px/1 var(--fb);cursor:pointer}
.prose .subm:hover{background:var(--glacier-deep)}
.prose .subm:disabled{opacity:.6;cursor:wait}
.prose .msg{display:none;margin-top:16px;padding:14px 16px;border-radius:14px;font-size:14.5px}
.prose .msg.ok{background:var(--ice);color:var(--ink)}
.prose .msg.err{background:#FBEDEC;color:#7E1F17}

/* ---------- 404 ---------- */
.nf{position:relative;overflow:hidden;text-align:center;padding:76px 0 90px;background:linear-gradient(180deg,#fff,var(--ice))}
.nf h1{font:700 clamp(28px,3.6vw,44px)/1.05 var(--fd);letter-spacing:-.035em}
.nf p{margin:16px auto 0;font-size:17px}
.nf-actions{display:flex;justify-content:center;gap:12px;flex-wrap:wrap;margin-top:30px}
.nf-art{width:220px;height:220px;margin:0 auto 18px}
.nf-art .rg{fill:none;stroke:var(--ring)}
.nf-art .dot{fill:var(--glacier)}

/* ---------- responsive ---------- */
@media (max-width:1100px){
  .tiles{grid-template-columns:repeat(3,minmax(0,1fr))}
  .keys{grid-template-columns:1fr}
  .key{flex-direction:row;align-items:center;padding:14px}
}
@media (max-width:980px){
  .hero{padding:18px 0 0;background:var(--frost)}
  .hero-grid{grid-template-columns:1fr;gap:0}
  /* phones/tablets: the content under the form sits on the desktop hero background
     (frost → ice gradient + orbit rings), edge to edge */
  .hero-copy{position:relative;isolation:isolate;overflow:hidden;margin:28px -24px 0;padding:34px 24px 44px;
    background:linear-gradient(180deg,var(--frost) 0%,var(--frost) 22%,var(--ice) 100%)}
  .hero-copy::before{content:"";position:absolute;z-index:-1;right:-230px;top:-10px;width:600px;height:600px;pointer-events:none;
    background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 600 600'%3E%3Cg fill='none' stroke='%23A8D8E8' stroke-width='1.4'%3E%3Ccircle cx='300' cy='300' r='110' stroke-opacity='.95'/%3E%3Ccircle cx='300' cy='300' r='175' stroke-opacity='.75'/%3E%3Ccircle cx='300' cy='300' r='240' stroke-opacity='.5'/%3E%3Ccircle cx='300' cy='300' r='298' stroke-opacity='.35' stroke-dasharray='2 7'/%3E%3C/g%3E%3Cg fill='%231E7E9F'%3E%3Ccircle cx='465' cy='360' r='4.5'/%3E%3Ccircle cx='128' cy='420' r='4.5'/%3E%3Ccircle cx='352' cy='533' r='4.5'/%3E%3C/g%3E%3C/svg%3E") center/contain no-repeat;
    -webkit-mask-image:linear-gradient(90deg,transparent 6%,#000 55%);mask-image:linear-gradient(90deg,transparent 6%,#000 55%)}
  .hero-copy .tagline{background:rgba(255,255,255,.8)}
  .form-wrap{order:-1;width:100%;max-width:560px;margin:0 auto}
  .orbit{display:none}
  .hero-copy h1{font-size:clamp(28px,7.2vw,36px)}
  .tagline{display:block}
  .phero-grid{grid-template-columns:1fr;gap:36px}
  .hub-art{display:none}
  .aside-wrap .orbit{display:none}
  .cardart{min-height:0}
  .split{grid-template-columns:1fr;gap:34px}
  .steps,.cards3{grid-template-columns:1fr;gap:16px}
  .step+.step::before{left:47px;top:-16px;width:2px;height:16px}
  .facts ul{grid-template-columns:1fr}
  .offer-in{grid-template-columns:1fr}
  .doc{grid-template-columns:minmax(0,1fr);gap:0;padding-top:28px}
  .toc{display:none}
  .toc-m{display:block;margin:0 0 28px;background:var(--frost);border:1px solid var(--line);border-radius:16px}
  .toc-m summary{cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center;padding:14px 16px;font:600 14.5px var(--fd);color:var(--ink)}
  .toc-m summary::-webkit-details-marker{display:none}
  .toc-m summary::after{content:"+";font:600 18px/1 var(--fb);color:var(--glacier)}
  .toc-m[open] summary::after{content:"\2013"}
  .toc-m ol{margin:0;padding:0 16px 14px 34px}
  .toc-m li{margin:0 0 6px}
  .toc-m a{font-size:14.5px;color:var(--glacier-deep);text-decoration:underline}
  .snap{grid-template-columns:repeat(2,minmax(0,1fr));margin-top:-20px}
  .ptiles,.trust,.ratings{grid-template-columns:1fr}
  .pc{grid-template-columns:1fr}
  .cost{grid-template-columns:1fr}
  .checklist{grid-template-columns:1fr}
}
@media (max-width:860px){
  .sec{padding:56px 0}
  .band{padding:64px 0}
  .ft-links{grid-template-columns:repeat(2,minmax(0,1fr));gap:0 18px}
  .sec-head{margin-bottom:30px}
  .sec-head p{font-size:15.5px}
  .fee-cta{flex-direction:column;align-items:stretch;text-align:center;gap:14px}
  .band .btn{width:100%;max-width:520px}
  .offer--min .offer-in{grid-template-columns:1fr}
  .offer--min .o-act{justify-content:stretch}
  .offer--min .o-act .btn{width:100%}
  .o-feats{grid-template-columns:1fr}
  .o-feat:nth-child(odd){border-right:0}
  .o-feat:nth-child(2){border-top:1px solid var(--line)}
}
@media (max-width:640px){
  .wrap,.hdr-in{padding-left:16px;padding-right:16px}
  .tiles{grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
  .tile{padding:16px 14px}
  .fcard{min-height:450px}
  .fcard-body{padding:26px 18px 22px}
  .fcard-top{padding:14px 16px}
  .hero-sub{font-size:17px}
  .hero-copy{margin:24px -16px 0;padding:30px 16px 40px}
  .fee-tiles{gap:8px}
  .fee-tiles li{padding:14px 8px;font-size:13.5px}
  .article{padding:48px 16px 16px}
  .blk{margin-bottom:52px}
  .verdict{padding:24px 20px}
  .quote{padding:30px 20px}
  .qual{padding:28px 18px}
  .qual-val{font-size:44px}
  .o-head{flex-wrap:wrap}
  .o-score{margin-left:0}
  .offer-in{padding:20px 18px}
  .offer-rib{padding:11px 18px}
  .ktable th{width:40%;padding:13px 14px}
  .ktable td{padding:13px 14px}
  .step{padding:22px 18px 22px 16px;gap:14px}
  .help{padding:22px 20px}
  .logo{font-size:18px}
  .logo svg{width:30px;height:30px}
}
@media (max-width:380px){
  .fee-tiles{grid-template-columns:1fr}
  .fee-tiles li{flex-direction:row;justify-content:flex-start;text-align:left;padding:12px 14px}
  .tiles{grid-template-columns:1fr 1fr}
}
/* ---------- hero orbit signals: the request travels out to the network ---------- */
.orbit .sig{fill:none;stroke:var(--glacier);stroke-width:1.6;stroke-linecap:round;stroke-dasharray:3 12;opacity:.55;animation:sig 2.8s linear infinite;animation-delay:var(--sd,0s)}
@keyframes sig{to{stroke-dashoffset:-60}}
.fcard-k{margin-bottom:6px}

/* ---------- How it works: live phone demo ---------- */
.hiw{overflow:hidden}
@supports (overflow:clip){.hiw{overflow:visible;overflow-x:clip}}
.hiw-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.05fr);gap:56px;align-items:center}
.hiw-stage{position:relative;display:grid;place-items:center;min-height:540px}
.hiw-rings{position:absolute;inset:0;display:grid;place-items:center;pointer-events:none}
.hiw-rings svg{width:480px;height:480px;max-width:none}
.hiw-rings .rg{fill:none;stroke:var(--ring)}
.hiw-rings .dot{fill:var(--glacier)}
.hiw-phone{position:relative;width:260px;height:520px;filter:drop-shadow(0 40px 50px rgba(12,26,34,.22))}
.hiw-screen{position:absolute;inset:0;opacity:0;transform:translateY(10px) scale(.985);transition:opacity .5s ease,transform .5s ease}
.hiw-screen.is-on{opacity:1;transform:none}
.hiw-screen .hiw-art{width:100%;height:100%}
.hiw-screen .art-fallback{width:120px;height:120px;margin:240px auto 0}
.hiw-steps{list-style:none;margin:0;padding:0;display:grid;gap:14px}
.hiw-step{position:relative;display:grid;grid-template-columns:46px minmax(0,1fr);gap:14px;padding:18px 20px 22px 18px;border-radius:20px;background:var(--ice);
  border:1px solid transparent;transition:background-color .3s ease,box-shadow .3s ease,border-color .3s ease;cursor:pointer}
.hiw-step.is-on{background:#fff;border-color:var(--line);box-shadow:var(--sh-lg)}
.hiw-step .step-n{background:#fff}
.hiw-step.is-on .step-n{background:var(--glacier);color:#fff}
.hiw-step.is-on .step-n::after{box-shadow:0 0 0 3px #fff}
.hiw-step:nth-child(2) .step-n{--a:-100deg}
.hiw-step:nth-child(3) .step-n{--a:-50deg}
.hiw-step h3{margin:4px 0 6px;font:600 18px/1.3 var(--fd)}
.hiw-btn{all:unset;cursor:pointer;border-radius:8px}
.hiw-btn:focus-visible{outline:3px solid var(--glacier-deep);outline-offset:4px}
.hiw-step p{font-size:14.5px;line-height:1.6}
.hiw-notes{list-style:none;margin:12px 0 0;padding:0;display:flex;flex-wrap:wrap;gap:8px}
.hiw-notes li{display:inline-flex;align-items:center;gap:6px;background:var(--frost);border:1px solid var(--line);border-radius:999px;padding:6px 12px 6px 9px;font:600 13px/1.25 var(--fb);color:var(--ink)}
.hiw-step:not(.is-on) .hiw-notes li{background:rgba(255,255,255,.7)}
.hiw-notes svg{width:14px;height:14px;color:var(--glacier)}
.hiw-bar{position:absolute;left:24px;right:24px;bottom:10px;height:3px;border-radius:3px;background:transparent;overflow:hidden}
.hiw-step.is-on .hiw-bar{background:var(--ice)}
.hiw-bar i{display:block;height:100%;width:0;background:var(--glacier);border-radius:3px}
.hiw-step.is-on.is-timing .hiw-bar i{animation:hiwbar var(--hiw-t,5s) linear forwards}
@keyframes hiwbar{to{width:100%}}

/* ---------- Where your request goes (dark) ---------- */
.route{position:relative;overflow:hidden;background:var(--fjord);color:var(--on-dark);padding:84px 0 80px}
.route .deco{position:absolute;left:-220px;top:-300px;width:560px;height:560px;max-width:none;opacity:.55;pointer-events:none}
.route .deco circle{fill:none;stroke:rgba(168,216,232,.18)}
.route .deco .d{fill:var(--ring);stroke:none}
.route .wrap{position:relative}
.route-head{max-width:760px;margin:0 auto 44px;text-align:center}
.route-head .kicker{color:var(--ring)}
.route-head .kicker::before{background:var(--ring);box-shadow:0 0 0 3px rgba(168,216,232,.18)}
.route-head h2{font:700 clamp(25px,2.7vw,36px)/1.1 var(--fd);color:#fff;letter-spacing:-.03em}
.route-head p:not(.kicker){margin:16px auto 0;max-width:680px;font-size:16px;line-height:1.65;color:var(--on-dark-muted)}
.route-fig{margin:0 auto;max-width:1100px}
.route-fig .route-d{width:100%;height:auto}
.route-fig .route-m{display:none;width:100%;max-width:380px;height:auto;margin:0 auto}
.route-cta{display:flex;justify-content:center;margin-top:36px}

/* ---------- trust trio ---------- */
.trio{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;margin-top:56px}
.tcard{background:#fff;border:1px solid var(--line);border-radius:24px;padding:18px 22px 26px;box-shadow:var(--sh)}
.tcard-art{display:grid;place-items:center;height:140px;margin:0 -8px 14px;border-radius:18px;background:linear-gradient(180deg,var(--frost),var(--ice))}
.tcard-art .trust-svg{width:auto;height:130px;max-width:100%}
.tcard-art .art-fallback{width:64px;height:64px;background:#fff}
.tcard h3{font:600 18px/1.3 var(--fd);margin:0 0 8px}
.tcard p{font-size:14.5px;line-height:1.65}

/* ---------- hub hero art ---------- */
.hub-art-card{position:absolute;left:50%;top:50%;transform:translate(-50%,-50%);width:206px;height:164px;display:grid;place-items:center;
  background:#fff;border:1px solid var(--line);border-radius:28px;box-shadow:var(--sh-lg)}
.hub-art-card .cat-svg{width:172px;height:auto}
.hub-art-card .art-fallback{width:72px;height:72px}

/* ---------- header on scroll ---------- */
.hdr{transition:box-shadow .25s ease}
.hdr.is-scrolled{box-shadow:0 10px 30px -18px rgba(12,26,34,.35)}

/* ---------- reveal on scroll (gated by the head script: no-JS, ?rv=0 and reduced motion show everything) ---------- */
.rv-on .rv{opacity:0;transform:translateY(18px);transition:opacity .7s cubic-bezier(.2,.7,.2,1),transform .7s cubic-bezier(.2,.7,.2,1);transition-delay:var(--rd,0ms)}
.rv-on .rv.in{opacity:1;transform:none}

/* ---------- misc fixes ---------- */
.o-feat:last-child:nth-child(odd){grid-column:1/-1;border-right:0}
.doc--solo{grid-template-columns:minmax(0,820px);justify-content:center}
@media (max-width:1100px){
  .hiw-grid{gap:48px}
  .trio{gap:16px}
}
@media (max-width:980px){
  .hiw-grid{grid-template-columns:1fr;gap:28px}
  .hiw-stage{min-height:0;padding:10px 0 4px}
  .hiw-rings svg{width:360px;height:360px}
  .hiw-phone{width:190px;height:380px}
  .hiw-screen .art-fallback{margin-top:150px}
  .hiw-step{cursor:default}
  .route{padding:60px 0 56px}
  .route-fig .route-d{display:none}
  .route-fig .route-m{display:block}
  .trio{grid-template-columns:1fr;margin-top:48px}
  .ft-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:26px 18px}
  .ft-brand{grid-column:1/-1}
  .ft-legal{grid-column:1/-1}
  .ft-legal ul:first-of-type{columns:2;column-gap:18px}
  .doc--solo{grid-template-columns:minmax(0,1fr)}
}
@media (max-width:640px){
  .band .deco{width:340px;height:340px;right:-190px;bottom:-190px}
  .band .deco .d{display:none}
  .band .deco-l{display:none}
  .tile-art{height:88px}
  .tile-art .cat-svg{height:80px}
  .tcard-art{height:150px}
  .tcard-art .trust-svg{height:140px}
  .tbl--stack{border:0;overflow:visible}
  .tbl--stack table{min-width:0;display:block}
  .tbl--stack thead{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0)}
  .tbl--stack tbody,.tbl--stack tr,.tbl--stack td{display:block}
  .tbl--stack tr{border:1px solid var(--line);border-radius:14px;padding:6px 14px;margin:0 0 12px;background:#fff}
  .tbl--stack td{border-top:1px solid var(--line);padding:9px 0}
  .tbl--stack td:first-child{border-top:0}
  .tbl--stack td::before{content:attr(data-label);display:block;margin-bottom:2px;font:700 12px/1.3 var(--fb);letter-spacing:.06em;text-transform:uppercase;color:var(--muted)}
}
@media (prefers-reduced-motion:reduce){
  .rv-on .rv{opacity:1;transform:none}
  .hiw-screen{transition:none}
}

@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  *,*::before,*::after{animation:none!important;transition:none!important}
}
@media print{.hdr,.sticky,.band,.toc,.route,.ft .deco{display:none}.ft{background:#fff;color:#000}.ft .disc,.ft .disc b,.ft-col a,.ft-h,.ft-bottom,.ft-bottom a,.ft .logo,.ft .logo b,.ft-mail,.ft-tag{color:#000!important}}

/* ---------- phones (<=640px): one centred, uncluttered column on every page ----------
   Headings, intros, cards, buttons and the footer are centred. Long reading text (legal body,
   FAQ answers, review paragraphs), checklists and key/value rows stay left-aligned inside
   centred boxes so they remain easy to read. Desktop and tablet are untouched. */
@media (max-width:640px){
  .sec-head{text-align:center;margin-left:auto;margin-right:auto}
  .sec-head p:not(.kicker){margin-left:auto;margin-right:auto}
  .faq-head{text-align:center}

  /* home hero copy (under the form) */
  .hero-copy{text-align:center}
  .hero-sub{margin-left:auto;margin-right:auto}
  .tagline{text-align:center;max-width:440px;margin-left:auto;margin-right:auto}
  .keys{grid-template-columns:repeat(3,minmax(0,1fr));gap:8px;max-width:440px;margin-left:auto;margin-right:auto}
  .key{flex-direction:column;align-items:center;text-align:center;gap:8px;padding:14px 6px 13px}
  .key .well{width:38px;height:38px}
  .key .well svg{width:18px;height:18px}
  .key b{font-size:13px}
  .key b.nowrap{white-space:normal}
  .key span span{font-size:12px}

  /* step lists: numeral on top, text centred, connector through the middle */
  .hiw-step,.step{grid-template-columns:minmax(0,1fr);justify-items:center;text-align:center;gap:8px;padding:22px 18px 24px}
  .hiw-step h3,.step h3{margin:4px 0 6px}
  .hiw-notes{justify-content:center}
  .step+.step::before,.steps--v .step+.step::before{left:50%;margin-left:-1px}
  .after-steps{text-align:center}

  /* stay-in-control cards + quick facts */
  .card{text-align:center;padding:22px 20px 24px}
  .card-h{flex-direction:column;gap:10px}
  .facts{text-align:center;padding:22px 20px}
  .facts ul{gap:0}
  .facts li{padding:14px 0;border-top:1px solid var(--line)}
  .facts li:first-child{border-top:0;padding-top:2px}
  .facts li:last-child{padding-bottom:0}
  .facts li::before{display:none}

  /* no-fee section + trust trio */
  .split-copy{text-align:center}
  .split-copy>.split-lede{margin-left:auto;margin-right:auto}
  .fee-cta{align-items:center}
  .fee-cta .btn{width:100%;max-width:440px}
  .note-box{text-align:center}
  .tcard{text-align:center}
  .fee-tiles{grid-template-columns:repeat(3,minmax(0,1fr))}
  .fee-tiles li{flex-direction:column;justify-content:flex-start;text-align:center;padding:14px 6px}

  /* category tiles: art on top, label centred, no corner arrow */
  .tile{align-items:center;text-align:center;padding:12px 10px 16px}
  .tile-art{width:100%;margin:0 0 2px}
  .tile-t{padding-right:0}
  .tile-go{display:none}

  /* hub + partner heroes */
  .topline .wrap{justify-content:center;flex-wrap:wrap;gap:4px 14px;padding-top:8px;padding-bottom:8px;text-align:center}
  .phero-grid>div:first-child{text-align:center}
  .lede,.hsub{margin-left:auto;margin-right:auto}
  .chips{justify-content:center}
  .brandrow{justify-content:center}
  .checks{width:fit-content;max-width:100%;margin-left:auto;margin-right:auto;text-align:left}
  .cta-row{align-items:center}
  .cta-row .btn{width:100%;max-width:440px}
  .cta-note{margin-left:auto;margin-right:auto}
  .hnotes{text-align:center}
  .hnotes .notice{text-align:left}
  .cardart img{width:min(280px,80%)}
  .glance>.kicker{display:flex;justify-content:center}
  .snap li{text-align:center}

  /* partner article blocks */
  .blk>h2,.blk-h,.blk>.lede-s{text-align:center}
  .blk>.kicker{display:flex;justify-content:center}
  .verdict-h{flex-direction:column;text-align:center;gap:10px}
  .inline-cta{flex-direction:column;text-align:center}
  .inline-cta .btn{width:100%;max-width:440px}
  .checklist{width:fit-content;max-width:100%;margin-left:auto;margin-right:auto}
  .pc h3,.cost-l h3{text-align:center}
  .ptiles li{text-align:center}
  .ptiles .well{margin-left:auto;margin-right:auto}
  .trust li{flex-direction:column;align-items:center;text-align:center}
  .chipcloud{justify-content:center}
  .blk>p,.prose-b,.lead-p,.fine,.fine-s,.src-note{text-align:center}
  .back{display:flex;justify-content:center}
  .cta-c .btn{width:100%;max-width:440px}

  /* hub offer cards */
  .offer-rib{justify-content:center;text-align:center}
  .o-head{flex-direction:column;flex-wrap:nowrap;text-align:center;gap:10px}
  .o-best,.o-why,.o-feats,.o-fine{text-align:center}
  .o-act{align-items:center;text-align:center}
  .o-act .btn{width:100%}
  .o-pill{align-self:center}
  .offer--min .o-act{flex-direction:column}

  /* documents: title band + help card centred, legal body stays left */
  .dhero{text-align:center}
  .help{flex-direction:column;text-align:center}
  .help .btn{width:100%;max-width:440px}

  /* footer: one centred column, link groups wrap as centred rows */
  .ft{text-align:center}
  .ft-grid{grid-template-columns:minmax(0,1fr);gap:28px}
  .ft-brand{display:flex;flex-direction:column;align-items:center}
  .ft-tag{margin-left:auto;margin-right:auto}
  .ft-col ul,.ft-legal ul:first-of-type{columns:auto;display:flex;flex-wrap:wrap;justify-content:center;gap:0 18px}
  .ft-h2{margin-top:18px}
  .disc{margin-left:auto;margin-right:auto}
}
@media (max-width:380px){
  .key{padding:13px 4px 12px}
  .key b{font-size:12.5px;letter-spacing:-.01em}
  .key b.nowrap{white-space:nowrap}
}

/* ---------- footer pages open in a modal (site.js): centred panel on desktop, full-height sheet on phones ---------- */
html.fm-lock{overflow:hidden}
.fm{box-sizing:border-box;margin:auto;padding:0;border:0;width:min(var(--fm-w,880px),calc(100vw - 48px));max-width:none;max-height:calc(100vh - 48px);
  display:flex;flex-direction:column;overflow:hidden;background:#fff;color:var(--body);border-radius:24px;box-shadow:0 40px 90px -30px rgba(11,31,41,.6)}
.fm:not([open]){display:none}
.fm[data-kind="hub"]{--fm-w:1120px}
.fm::backdrop{background:rgba(11,31,41,.58)}
@supports (backdrop-filter:blur(2px)){.fm::backdrop{backdrop-filter:blur(3px)}}
.fm[open]{animation:fm-in .24s cubic-bezier(.2,.8,.2,1)}
.fm[open]::backdrop{animation:fm-fade .24s ease-out}
@keyframes fm-in{from{opacity:0;transform:translateY(14px) scale(.985)}}
@keyframes fm-fade{from{opacity:0}}
.fm-head{flex:0 0 auto;display:flex;align-items:center;gap:10px;min-height:62px;padding:10px 12px 10px 24px;background:#fff;border-bottom:1px solid var(--line)}
.fm-title{flex:1 1 auto;min-width:0;margin:0;font:600 16.5px/1.25 var(--fd);color:var(--ink);white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.fm-open,.fm-x{flex:0 0 auto;width:42px;height:42px;padding:0;border:0;border-radius:50%;display:grid;place-items:center;background:var(--ice);color:var(--glacier-deep);cursor:pointer;
  transition:background-color .16s,color .16s}
.fm-open:hover,.fm-x:hover{background:var(--glacier);color:#fff}
.fm-open:focus-visible,.fm-x:focus-visible{outline:3px solid var(--ring);outline-offset:2px}
.fm-open svg{width:18px;height:18px}
.fm-x svg{width:20px;height:20px}
.fm-body{flex:1 1 auto;min-height:0;overflow:auto;overscroll-behavior:contain;-webkit-overflow-scrolling:touch}
.fm-body:focus{outline:none}
.fm-load{display:flex;align-items:center;justify-content:center;gap:12px;min-height:260px;font:600 15px/1.3 var(--fb);color:var(--muted)}
.fm-spin{width:22px;height:22px;border-radius:50%;border:2.5px solid var(--ice2);border-top-color:var(--glacier);animation:fm-spin .8s linear infinite}
@keyframes fm-spin{to{transform:rotate(360deg)}}
.fm-err{padding:56px 24px;text-align:center}
.fm-err p{margin:0 0 18px;font-size:16px;color:var(--body)}
/* the fetched page inside the modal: no page chrome, one column, tighter rhythm */
.fm-body .wrap{max-width:none}
.fm-body [id]{scroll-margin-top:16px}
.fm-body .dhero{padding:26px 0 28px}
.fm-body .doc{grid-template-columns:minmax(0,1fr);gap:0;padding-top:24px;padding-bottom:36px}
.fm-body .toc-m{display:block;margin:0 0 26px;background:var(--frost);border:1px solid var(--line);border-radius:16px}
.fm-body .toc-m summary{cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center;padding:14px 16px;font:600 14.5px var(--fd);color:var(--ink)}
.fm-body .toc-m summary::-webkit-details-marker{display:none}
.fm-body .toc-m summary::after{content:"+";font:600 18px/1 var(--fb);color:var(--glacier)}
.fm-body .toc-m[open] summary::after{content:"\2013"}
.fm-body .toc-m ol{margin:0;padding:0 16px 14px 34px}
.fm-body .toc-m li{margin:0 0 6px}
.fm-body .toc-m a{font-size:14.5px;color:var(--glacier-deep);text-decoration:underline}
.fm-body .help{margin-top:36px}
.fm-body .phero{padding:30px 0 34px}
.fm-body .phero-grid{grid-template-columns:minmax(0,1fr);gap:0}
.fm-body .sec{padding:44px 0}
.fm-body .band{padding:52px 0}
@media (min-width:641px){.fm-body .wrap{padding-left:32px;padding-right:32px}}
@media (max-width:640px){
  .fm{width:100%;height:calc(100vh - 10px);height:calc(100dvh - 10px);max-height:none;margin:10px 0 0;border-radius:20px 20px 0 0}
  .fm[open]{animation:fm-up .28s cubic-bezier(.2,.8,.2,1)}
  .fm-head{min-height:58px;padding:8px 8px 8px 18px}
  .fm-title{font-size:16px}
  .fm-body .toc-m summary{justify-content:center;gap:10px}
}
@keyframes fm-up{from{opacity:0;transform:translateY(48px)}}
@media (prefers-reduced-motion:reduce){.fm[open],.fm[open]::backdrop{animation:none}.fm-spin{animation-duration:2.4s}}

/* ---------- offer rollout 2026-10: advertiser logos, personalisation slots, wide wall logos ---------- */
.p-logo img{max-width:100%;object-fit:contain}
.p-logo--md img{height:46px}
.p-logo--wide{max-width:100%}
.p-logo--wide img{height:auto;width:var(--lw,260px);max-width:100%}
.hook{margin:14px 0 0;font:600 15.5px/1.45 var(--fd);color:var(--glacier-deep);max-width:640px}
.hook[hidden],.welcome[hidden],[data-pers-state][hidden]{display:none}
.o-logo--wide{width:auto;max-width:100%;height:auto;min-height:64px;padding:10px 16px}
.o-logo--wide img{width:220px;max-width:100%;height:44px;object-fit:contain}
.o-more{grid-column:1/-1;min-width:0}
.o-more>.o-feats{margin-top:0}
@media (min-width:981px){.o-more{grid-column:1;grid-row:2}.offer-in>.o-act{grid-row:1/3}}
@media (max-width:640px){.hook{margin-left:auto;margin-right:auto}}

/* ---------- operator rules 2026-10-09: hook + offer first; disclosures only at the page bottom ---------- */
.phero .crumb{margin:0 0 12px;font-size:13.5px}
@media (max-width:760px){.phero .crumb{display:none}}
.phero--wall{padding:26px 0 34px}
.phero--wall .hub-art{height:260px}
.sec--wall{padding-top:28px}
.wall-fine{margin:26px auto 0;max-width:880px}
.fine-tag{display:flex;align-items:center;flex-wrap:wrap;gap:8px 12px;margin:0 0 10px}
.fine-tag a{color:var(--glacier-deep);text-decoration:underline;text-underline-offset:3px}
.fine-tag .p-label{color:var(--muted)}
@media (max-width:860px){.sec--wall{padding-top:14px}}
@media (max-width:640px){.phero--wall{padding:18px 0 22px}.wall-fine{text-align:center}.fine-tag{justify-content:center}.o-act .o-pill{order:2}}